UBS Financial Services Credit Risk Officer- Residential Real Estate in London, United Kingdom

Your role:

Do you have experience exercising credit authority for Residential Real Estate lending.? Are you a self-starter and strong communicator?

We’re looking for a Credit Officer at Associate Director level to:

-\tBe part of the team identifying and controlling the bank’s credit risks in Real Estate, ensuring high quality credit risk assessment and continuous monitoring of the portfolio of counterparties/issues and considering reward in risk decisions.

-\tImplement the Credit Risk Control framework (principles, policies, processes and authorities) for Wealth Management (WM) UK.

-\tVigorously defend UBS' contractual rights, particularly in restructuring/work-out situations and give guidance to and exercise oversight over the business / risk management to ensure that the firm's policies and procedures are strictly adhered to.

-\tTake a broad view of the risks and help ensure that material issues are escalated to the relevant control functions, and reputational concerns are escalated to senior management.

-\tEnsure compliance with statutory and corporate policies.

What we offer:

Together. That’s how we do things. We offer people around the world a supportive, challenging and diverse working environment. We value your passion and commitment, and reward your performance.

Keen to achieve the work-life agility that you desire? We're open to discussing how this could work for you (and us).

Take the next step:

Are you truly collaborative? Succeeding at UBS means respecting, understanding and trusting colleagues and clients. Challenging others and being challenged in return. Being passionate about what you do. Driving yourself forward, always wanting to do things the right way. Does that sound like you? Then you have the right stuff to join us. Apply now.

Disclaimer / Policy Statements:

UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.

Your team:

You’ll be part of the Credit Risk Control Lombard team in the UK. We are an independent control function responsible for credit limit approval as well as for monitoring of the credit risk of UBS Wealth Management (WM) clients with accounts booked in the UK and Jersey. In addition to reviewing, approving or recommending (depending on your ad personam delegated Credit Authority) credit requests for our UK/Jersey booked Clients, you will also help to manage / monitor the Real Estate book.

Your expertise:

-\tRelevant financial markets experience, including a track record of exercising credit authority for Residential Real Estate lending

-\tExperienced risk officer, with strong analytical, quantitative and problem solving skills

-\tAbility to work under pressure and demonstrate effective management and planning skills in order to ensure efficient, accurate and timely delivery of the services provided by the function

-\tExcellent communicator, with strong interpersonal skills to establish trustworthy relationships with your internal clients, your team, peers and senior management

-\tChange agent, with a track record of driving cultural, process and system changes

About us:

Expert advice. Wealth management. Investment banking. Asset management. Retail banking in Switzerland. And all the support functions. That's what we do. And we do it for private and institutional clients as well as corporations around the world.

We are about 60,000 employees in all major financial centers, in more than 50 countries. Do you want to be one of us?

Your colleagues:

Job Reference #: 180781BR

Business Divisions: Corporate Center

Title: Credit Risk Officer- Residential Real Estate

City: London

Job Type: Full Time

Country / State: United Kingdom

Function Category: Risk