UBS Financial Services Credit Risk Analyst-Leveraged finance in London, United Kingdom
Be a Credit Analyst for Leveraged finance transactions: be involved alongside the Credit Officer in the underwriting, recommendations and the decision making processes
Independently analyze credit risks and engage with the front office to ensure transactions are consistent with UBS's underwriting risk appetite
Show the ability to work autonomously through the extensive Due Diligence process, identifying key business drivers, specific risk issues, actively challenging during due diligence calls, and highlighting any information gaps to the business teams
Perform fundamental financial analysis for prospective leveraged transactions and corporate borrower's (covering financial, commercial, legal, tax, environmental & structuring)
Demonstrate full understanding of financial modelling, working on the production of Base and Downside cases ensuring that they reflect all key drivers and the due diligence findings
Contribute actively to a written credit memo for CRC Senior Management
Assign risk ratings and loss given default designation, prepare reporting deliverables to track limit utilization
Review loan documentation to ensure that it corresponds with internal approvals and adequately covers all transaction risks
What we offer:
Together. That’s how we do things. We offer people around the world a supportive, challenging and diverse working environment. We value your passion and commitment, and reward your performance.
Keen to achieve the work-life agility that you desire? We're open to discussing how this could work for you (and us).
Take the next step:
Are you truly collaborative? Succeeding at UBS means respecting, understanding and trusting colleagues and clients. Challenging others and being challenged in return. Being passionate about what you do. Driving yourself forward, always wanting to do things the right way. Does that sound like you? Then you have the right stuff to join us. Apply now.
Disclaimer / Policy Statements:
UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.
The IB CRC Credit Risk Control team is responsible for independently assessing transaction risks, for constructively challenging all diligence work and financial modelling produced by the front office and for monitoring and controlling all risks in the IB loan portfolio. The team serves as the firm’s second line of defense and is charged with independently assessing all risks associated with the origination, distribution and retained portfolio of corporate and leveraged finance transactions. It is directly responsible for assigning risk ratings and for ensuring our analytical standards are in compliance with regulatory expectations.
Your experience and skills:
a Bachelor’s Degree in a relevant area of concentration and some level of formal credit training. No CFA required but level 1 or 2 would be viewed favorably
strong knowledge of financial accounting concepts
previous relevant working experience in a leveraged finance transaction environment
solid credit skills
computer proficiency required in Excel, Word; experience with Bloomberg, KMV is helpful;
strong oral and written communication skills
a strong collaborator and confident communicator
open to learning numerous applications specific to the Risk function
Expert advice. Wealth management. Investment banking. Asset management. Retail banking in Switzerland. And all the support functions. That's what we do. And we do it for private and institutional clients as well as corporations around the world.
We are about 60,000 employees in all major financial centers, in more than 50 countries. Do you want to be one of us?
Job Reference #: 171066BR
Business Divisions: Corporate Center
Title: Credit Risk Analyst-Leveraged finance
Job Type: Full Time
Country / State: United Kingdom
Function Category: Risk